- Enterprise & productivity
-
Financial services
- Banking
- Financial Capability
- Financial crime and terrorist financing
- Financial inclusion
- Financial sanctions
- Financial Services in the European Union
- Financial Services in the Global Economy
- Financial stability
- Mortgages
- Payment Services
- Promoting saving and asset ownership
- Regulating Financial Services
- Securities and investments
- UK Listing Authority Objectives
- Unclaimed assets scheme
- International issues
- Public private partnerships
- Public spending & reporting
- Taxation, work and welfare
- UK economy
Financial services
Review of Banking Services in the UK
The final report was published in 20 March 2000, concluding the work of the review.
A printed version of the report is available to buy from the Stationery Office ('Competition in UK Banking: A Report to the Chancellor of the Exchequer').
The report is available below in Adobe Acrobat Portable Document Format (PDF). If you do not have Adobe Acrobat installed on your computer you can download the software free of charge from the Adobe website .
For alternative ways to read PDF documents and further information on website accessibility visit the HM Treasury accessibility page.
Competition in UK Banking: A Report to the Chancellor of the Exchequer
Media links
- PDF file of Executive Summary (128KB)
- PDF file of Title Page (34KB)
- PDF file of Chart List (46KB)
- PDF file of Foreword (57KB)
- PDF file of Contents Page (34KB)
- PDF file of Chapter 1: Prologue (82KB)
- PDF file of Chapter 2: The New Policy Framework (272KB)
- PDF file of Chapter 3: Money Transmission (466KB)
- PDF file of Chapter 4: Banking Services for Personal Retail (286KB)
- PDF file of Chapter 5: Banking Services and External Finance for SME's (274KB)
- PDF file of Chapter 6: Market Failure in the Provision of Equity to SME's (169KB)
- PDF file of Chapter 7: The Provision of a Basic Banking Service (92KB)
Annex
Media links
- PDF file of Annex A: Terms of Reference (53KB)
- PDF file of Annex B: Special Economic Features of Banks (132KB)
- PDF file of Annex C: Measuring Profitability in UK Banking Markets (205KB)
- PDF file of Annex D1: Risks in High Value Payment Schemes (77Kb)
- PDF file of Annex D2: Merchant Acquiring (169KB)
- PDF file of Annex D3: Interchange Fees for Credit and Debit Cards (273KB)
- PDF file of Annex D4: Charging and Access to ATM Networks (483KB)
- PDF file of Annex E: International Comparisons (327KB)
- PDF file of Annex F: Competition and Regulation in Financial Services - Striking the Right Balance (161KB)
- PDF file of Glossary
Don Cruickshank's presentation to bankers and the Press Notice about the final report are available to download below.
Media links
- PDF file of Don Cruickshank's Presentation to the Banking Industry and Analysts
- PDF file of Press Release: Review of the Banking Services in the UK (399KB)
